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Who we serve

Two tracks.
One method.

Whether you’re managing a team of 50 or running a one-person shop — the behavioral engine is the same. The application differs.

The ROI case

Financial stress
is a productivity tax.

Every financially stressed employee on your team is losing 8.1 hours of productivity per week. Replacing them costs 6–9 months of their salary. A structured financial wellness program returns $3 for every $1 invested. The math is simple. The behavioral fix is where most programs fail.

8.1hrs
Weekly productivity lost
Per financially stressed employee (PwC, 2024)
6–9mo
Cost to replace an employee
As a % of their annual salary (SHRM)
$3:$1
Wellness ROI
Returned for every $1 spent on financial wellness
Team Track — Corporate

Employee Financial
Fitness

Your employees’ financial stress doesn’t stay home when they clock in. It shows up as distraction, absenteeism, and eventually, turnover. The standard response — a benefits pamphlet and a calculator — doesn’t address the behavioral engine driving the problem.

CK Financial Coaching delivers structured, workshop-based financial wellness programs built around the 5-Rep Root Cause™ method. We don’t just teach budgeting basics — we find the specific behavioral patterns costing your team and build the countermeasures to stop them.

What’s included

Group workshops using the 5-Rep Root Cause™ framework
Recurring “Office Hours” coaching sessions for ongoing accountability
Custom programs for seasonal cash-flow businesses (construction, agriculture, hospitality)
Documented ROI tracking — $3 returned per $1 invested
Ideal for businesses with 10–100+ employees in Magic Valley and Southern Idaho
Book a team consultation →

Ideal for

🏗
Construction & Trades
Seasonal cash flow and variable income management
🌾
Agriculture & Food Service
Harvest-cycle financial planning and cash flow
🏢
Any Idaho Business
10–100+ employees with high turnover risk

Not sure if your team qualifies? Book a free 20-minute discovery call. We’ll assess your team’s specific financial stress points and tell you exactly what ROI looks like for your headcount.

Schedule a free discovery call →

Simple, flat-fee structure

No per-seat licensing.
No complicated onboarding.

One flat monthly fee based on your company size. Cancel anytime.

Tier 1

Foundation Hub

1–49 employees

$349 / month

$4,188 billed annually

5-Rep Root Cause™ training vault
Cash flow & debt tracking tools
Monthly live anonymous Q&A clinic
Get started
Most popular

Tier 2

Enterprise Hub

50–249 employees

$699 / month

$8,388 billed annually

Everything in Growth Hub
Quarterly half-day workshop for your team
Participant workbook every quarter
Get started

Tier 3

Corporate Hub

250–300 employees

$1199 / month

$14,388 billed annually

Everything in Enterprise Hub
Priority access & 24-hr response guarantee
Monthly engagement report + quarterly health snapshot
Get started

Tier 4

Custom Engagement

301+ employees

Let’s talk.

Scoped and priced per engagement

All Corporate Hub deliverables as a baseline
Workshop frequency & format negotiated per engagement
Reporting scope defined per engagement
Book a scoping call

Not sure which tier fits? Most Magic Valley businesses with 20–150 employees land in the Enterprise Hub. Book a free 20-minute discovery call and we’ll tell you exactly what ROI looks like for your headcount.

Not a subscription fit?

Project-based engagements
are also available.

Some situations call for a defined scope of work rather than an ongoing program. Both tracks below are flat-fee, scoped on a discovery call, and built with a clear path into a subscription once the system is in place.

Small Business

90-Day Cash Flow Overhaul

$3,500 flat fee

6 sessions over 90 days

Scrap Rate Audit — every cost surfaced and categorized
Zero-based budget built for your business
AR/AP cycle mapped and tightened
Owner draw structure established
IF/THEN Countermeasure Protocol deployed

Larger or more complex situations scope as a Deep Dive from $5,500.

Book a free Leak Check

Corporate

Project Advisory Retainer

$300 / hr

Scoped and quoted after discovery call

Custom wellness program design and rollout
Workshop design and facilitation (billed separately)
Executive and leadership 1:1 coaching
Fixed proposal issued before any work begins
No charge for the discovery call

Companies that convert to a subscription within 60 days receive the first month credited against the advisory invoice.

Book a discovery call

What we solve

Personal and business finances bled together with no clean separation
Variable income that makes consistent savings feel impossible
High gross revenue that never translates into personal wealth
The “Keeping Up Tax” — spending to project success instead of build it
Seasonal cash traps and end-of-year tax surprises

The Founder Track difference

Most coaches treat business owners like employees with irregular paychecks. We treat you like what you are — a capital allocator who needs a behavioral architecture, not a budget template.

Founder Track — Owner

The Owner's
Edge

Sole proprietors and solo trades blur personal and business finances by default — and bleed profit without knowing it. The spreadsheet can look healthy while the owner’s actual net worth erodes.

The Owner’s Edge separates the accounts, stabilizes variable income, and builds the behavioral architecture that lets you actually keep what you earn — through the 5-Rep Root Cause™ applied at the business level.

What’s included

One-on-one deep dives using the 5-Rep Root Cause™ at a business level
Fractional CFO-style strategic guidance — without the price tag
Personal/business financial separation and clean account architecture
Variable income stabilization and owner’s salary framework
Ideal for sole proprietors, solo trades, and single-owner LLCs in Idaho
Book a founder session →

Let's map your
root cause.

One strategy call is all it takes to identify the behavioral engine driving your financial friction — and build the system to break it.