Free Resources
Tools to run
the method yourself.
Every CK Financial Coaching book points here. These are the same tools used inside real coaching sessions — free, no strings, ready to use today.
The Impulse Audit
A five-question check to run before the card comes out. Catches the leak in the three seconds between the urge and the tap — Rep 2's Tactical Trigger, intercepted in real time.
Get the Audit →Zero-Based Budget
Give every dollar a job before the month starts. This is Rep 3's Process Gap fix in spreadsheet form — assign, track, and get the balance to $0.00.
Get the Template →Debt Payoff Planner
Enter every debt, pick Snowball or Avalanche, set an extra payment, and see your real payoff date. Structure replacing willpower — exactly what Rep 3 asks for.
Get the Planner →Want to run these with a coach instead of alone? A free Financial Fitness Checkup walks the full 5-Rep sequence with Andy, live, on your specific situation.
Book your free Checkup →