The Retention Tool for High-Demand Medical Staff

• The Problem: Dental hygienists, nurses and assistants face high student loan debt relative to their starting incomes, often leading them to leave private practices for larger hospital systems with better benefits.
  

• The Business Impact: Small private practices in Southern Idaho struggle to compete on benefits with networks like St. Luke's, making it difficult to retain skilled staff.
  

• The Solution: Our "Debt-Free Practitioner" program acts as a "Big Company" benefit for small clinics by offering:

  • Student Loan Navigation: Specialized guidance on repayment plans (SAVE, PSLF) and refinancing options.

  • Benefit Maximization: Teaching staff how to use HSA/FSA hacks and employer 401(k) matches effectively.

  • Effective "Raises": Freeing up monthly cash flow for staff through debt optimization—giving them a "raise" without increasing your salary line.