Eliminate the "Feast and Famine" Cycle for Your Crew

The Problem: Construction workers often earn high wages during peak summer months but face significant cash flow crunches during Idaho’s winter slowdown.

• The Business Impact: This "feast and famine" cycle leads to financial fragility, debt accumulation, and distracted workers who are more prone to safety incidents on the job site.

• The Solution: Our "Winter-Proof Your Wallet" curriculum focuses on:

  • The Hill and Valley Budget: Strategies to live on "base" income even during peak overtime months.

  • Sinking Funds: Setting aside specific cash reserves for predictable winter layoffs.

  • Debt Triage: Addressing high-interest debt from tool trucks and vehicle financing.